Personal Loan

We all have needs and aspirations that remain unfulfilled due to the gap that exists between dreams and reality. And this is where a FinanceNow Personal Loan can help in making a difference in your life.

No matter what your financial needs are – unexpected expenses, a medical emergency, school or college admission, wedding in the family, home improvement or that long awaited vacation; whatever the occasion, our range of Personal Loans can help you meet your needs. The procedure is simple and quick. You do not have to hypothecate any collateral or property to avail this loan. All you have to do is to follow some simple steps and help our team understand your requirements.

Documentation

  • KYC or ‘Know your Customer’ formalities and documents.
  • Proof of Income and expenditure.
  • Application Form and Legal formalities.

FAQ’s

  • What is the maximum loan amount I can avail?
    You can avail up to 2 Lakhs if you are salaried and 5 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the FinanceNow Relationship Manager will explain.
  • What is the minimum and maximum Loan tenor I can avail?
    You can repay your loan over a period of 12 months to 48 months.
  • How much would I need to repay each month?
    At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenor.
  • What is an EMI?
    EMI or ‘Equated Monthly Installment’ is the convenient monthly amount that you have to service to pay back the loan availed. The EMI consists of both the principal and interest components.

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